dFund is a revolutionary all-encompassing DeFi platforms which combines multiple advanced DeFi features such as decentralized hedge funds, direct p2p lending, credit scores, and a secondary marketplace for synthetic assets such as loans where debt can be bought and sold, as well as funding proposals, into one user-friendly and easy to use platform, while also providing things that have never been seen in DeFi before, such as under and over collateralized loans. Every user on the platform will be able to create and manage their own hedge fund, and invest in one, as well as lend or borrow money in a completely decentralized, automated and trustless way. This brings not only features that have mostly been reserved for legacy finance to the crypto space, but also an unparalleled level of security as everything is powered by smart contracts and hence completely automated, which eliminates the possibility of fraud and/or scams.